Translate the complexity
I explain how your options really work, in plain language, so you can choose with your eyes open.
Plain-English help for people who pay their own way
Health insurance, finally in plain English.
If you're self-employed, freelancing, or just buying your own coverage, the options get confusing fast and most people end up guessing. I translate the whole thing in plain English, then help you find coverage that fits how you live and what you can spend. No jargon. No pressure.
The call's free and there's no obligation to enroll.
Mark's photo
"Translator of health insurance complexity"
What I actually do
Less confusion. Better decisions.
Find what fits you
I look at your situation and your budget and show you what's worth considering and what isn't.
Give you a straight read
Including when a plan I offer isn't the right fit and you'd be better off somewhere else.
Who I help
People buying their own coverage, tired of guessing.
If that's you, you're in the right place.
- Self-employed & 1099
- Freelancers
- Small business + teams
- Buying without a subsidy
- Turning 26
- Just have questions
How it works
Three steps, no pressure.
1
Book a quick call
Twenty minutes, no cost, no commitment.
2
Tell me what's going on
Your situation, your budget, what matters to you.
3
I lay out your options
In plain English, with the tradeoffs spelled out, so the decision is yours and it's an informed one. You can always see every plan available to you at HealthCare.gov or your state's Marketplace.
It costs you nothing extra to work with me
For the plans I help with, you don't pay me directly. Agent pay is built into the plan's premium and set by the insurance company, so your price is the same whether you enroll with my help or sort through it on your own. You just don't have to do it alone.
HIM
Licensed health
insurance agent
insurance agent
About
The person behind "Health Insurance Mark"
Mark Dimalanta · Licensed health insurance agent
Most people don't pick a bad plan because they're careless. They pick one because the whole system is built to be confusing, and nobody ever sat down and explained it to them. Then a bill shows up that they thought was covered, and it's a brutal way to learn the fine print. I'd rather you learn it from me first, for free, on a call, than the hard way later.
So that's what I do. Somewhere along the way I started filming the same explanations I was giving people one at a time, and "Health Insurance Mark" grew from there.
- Plain English, always. If I use a term, I define it. That's the whole brand.
- Straight talk over a sale. I'll tell you when a cheaper plan is a real risk, and when you don't need what someone's trying to sell you.
- No separate fee to you. Agent pay is built into the premium, so your price is the same either way.
- Your decision. I lay out the options and the tradeoffs. You choose. No pressure.
Let's figure this out together
Book a free 20-minute call and I'll walk you through your options in plain English. Worst case, you leave understanding your choices better than when you came in.
Book a no-cost 20-minute call